Coffee Real Estate Knowledge Base

Sacramento Real Estate

What makes Sacramento homes worth more?

The three factors that make Sacramento homes worth more are its natural advantages, quality of life issues and its economic strengths. Sacramento’s natural advantages include amazing weather and the confluence of the American and Sacramento rivers.

Sacramento Real Estate and Quality of Life

Sacramento History, Facts and Real Estate

Sacramento is a capital city of California. 
Sacramento has an average of 270 sunny days per year, and local residents love to take advantage of the nice weather. 
The American River trail follows the American River for 32 miles…

Sell Your House Fast In Sacramento

We Buy Houses in Sacramento “as-is” for top dollar!
You’ll Get A Fair Offer – You Choose The Closing Date. 
Take the hassles out of selling your Sacramento house.

Dan Parisi is real estate professional, licensed broker, investor

Hello, I am Dan Parisi; I think it is a good idea to know a little about the person who is going to help you with your real estate transaction. Real estate knowledge is extremely important for the person you choose to assist you.

What is a real estate consultant in Sacramento California?

Real estate consultants or real estate advisory services provide advice to clients on residential properties, how to access funds to buy real estate, property developers, land and specialty properties like care homes. This real estate professional working independently or for consulting firms specializes in the management of assets and property within the real estate industry.

How to Sell a House in Probate in Sacramento California

How to sell a probate property in Sacramento California is a 4 step process.

This helpful step by step guide and forms is a must know to sell probate property in Sacramento

The Probate Timeline

The key documents and point at which the heirs can sell property in probate is when the “Order for Probate” and the “Letters” are given to the estate by the court. Notice that the authority to sell real estate is early in the process.

When can you sell a probate house in Sacramento?

When the personal representative of the estate has the “Order for Probate” and the “Letters” they can begin the process to sell…

Wills, Trust and Probate transferring real property upon death the basics

The most common means of transferring real property upon death of the owner are three well-known methods:

1. Holding property in joint tenancy or as community property with right of survivorship
2. A living trust
3. A will

What to do with inherited property?

When inheriting properties from the original owner’s death the process of transferring ownership begins. Most property inherited can be transferred through one of three ways: probate, death deed or life trusts.

3 things you can do with an inherited house

There are several different options for inheriting your home. You may buy it, sell it, or rent it. 

Who’s Responsible for a Mortgage after the Borrower Dies?

Responsibility for a mortgage after the borrower’s death depends on several factors. Generally, the borrower’s estate becomes responsible for the outstanding mortgage balance, and the executor handles it. Co-borrowers or co-signers may also share the responsibility.

Inherited a home with a reverse mortgage the good and bad news

Inheriting a home with a reverse mortgage can be a complicated and confusing process. Reverse mortgages allow homeowners to access the equity in their homes, but when the homeowner passes away, the mortgage becomes due, and the lender may require that the property be sold to repay the loan. In this article, we’ll explore what to do with a house that has a reverse mortgage you inherited.

Time is the Most Important Issue When Inheriting a House with a Reverse Mortgage

The important issues when inheriting a house with a reverse mortgage is understanding the timeline. The timeline is the most important issue when inheriting a house with a reverse mortgage because of the nature of a reverse mortgage loan. A reverse mortgage is not like other real estate loans.

How to find a realtor to sell your property in probate?

Selling a home that is in probate is a little bit trickier than a typical or standard real estate transaction. It’s important to get a certified probate real estate agent to handle all the details between the lender, the banks, and any liens, mortgages, reverse mortgage, the probate court, and lawyers if any.

Executor versus Trustee: What’s the Difference?

The difference between executors and trustees is that an executor executes the provisions of a will, while a trustee oversees a trust. A trustee manages a trust and the assets inside, while an executor is responsible for fulfilling the deceased’s wishes and distributing property and assets as proscribed.

How to divide inherited property between siblings?

Dividing inherited property between siblings can be both complex and emotional. Some of the factors to consider when dividing inherited property are the personal feelings, each person’s prospective, legal documentation, open honest communication, assessing individual circumstances, exploring different distribution methods, considering non-monetary assets, documenting the process, and aiming for fairness rather than strict equality.

What to do if you inherited a hoarding house?

Inheriting a hoarder property is a complex and emotionally challenging situation. It requires a thoughtful and compassionate approach that balances the practical aspects of cleanup with the psychological implications of the disorder. By seeking professional help, developing a strategic plan, and considering the well-being of all involved parties, you can successfully navigate the process of restoring the property and managing the belongings left behind.

Inherited Homes Guide

If you’ve recently inherited a property or the family home, you may be wondering what to do with it. This guide will provide information on the legal and financial considerations of inheriting a home, as well as options for managing and selling the property. Whether you decide to keep the home as a rental property, sell it for a profit, or use it as your primary residence, this guide will help you navigate the process and make the best decision for your circumstances.

Insights into purchasing a residential care home

Residential care home properties offer a substantial opportunity to grow wealth.  The prospect of significant cash flow and asset gain draw people to invest in care home properties and businesses. Assisted living facilities are both a real estate investment and a business opportunity. 

Selling an assisted living facility or care home in California is a great way to exit the business. Find the best way here

Selling an assisted living facility is about creating value for the buyer. The buyer has to understand the value of the business. The business value comes from systems, staff, marketing and operations.

How to value a care home business

Here are 6 established ways to calculate the value of a care home business. Know the value of each one to generate the selling price or buying price.

Starting a Care Home Business

The business-property match is important to both the operation and success of the care home. Coffee Real Estate works with our clients to understand the care home business model so we can match it with the correct property. 

Start or buy a care home Assisted living facility

Is it best to buy an existing care home or start your own?

Buying an existing care home can be a good idea. The cost of buying the real estate and business of an assisted living facility will deplete a lot of liquid assets. Starting a care home will take time. Also there will be no cash flow to cover all the expenses to begin an assisted living facility. So which way is best?

How to choose the best clients for your care home?

The best clients for your California care home starts with a list of the types of client available. The types of clients are important to know from the very beginning.

What are ALTA regional care homes in the Sacramento area?

Alta California Regional Center (ACRC) Care Homes  are a type of Adult Residential Facilities (ARF) provides care for adults age 18-59, who are unable to provide for their own daily needs. An ARF is a residential property like a home. 

Types of Care Home Properties in Sacramento Area

Resident care homes in California are residential properties that are designed or laid out to function as a business to care for people. The clients could be elderly or senior care or individuals with physical handicaps, children, or even emotional needs. 

What is an RCFE Care Home?

RCFE is the acronym for Residential Care Facility for the Elderly. A RCFE are non-medical facilities that provide a level of care that includes assistance with the activities of daily living. Residential Care Facility for the Elderly are sometimes called “Assisted Living” or “Board and Care” facilities. 

California care home real estate & business Ownership insights

Assisted living facilities sometime called senior living facilities, are single family homes in California.  These care homes are designed to provide physical care, a social environment, and psychological care for their clients. These houses can vary widely with regard to location, layout, size, property management and services offered.

What makes a house a multigenerational home?

The property’s design that meets the multigenerational family needs will create the living environment to make the house a home. The number of bathrooms and bedrooms are the basic elements. How the public and private space is designed will add to the functionality of the home.

Multigenerational house shopping tips

Two major keys when buying a multi-generational home are communication with your professional agent and learning the expectations of the local real estate market.

Discover Benefits of Multigenerational Homes

Multigenerational properties come in many different styles and sizes. Determining the best house set up is based on the family’s wants and needs list and budget.

Get your FREE multigenerational checklist…

What are Public and Private Areas in a Home?

The public space and private areas in a home are key considerations to the family dynamics.  Peace in a home comes from a successful mix of public and private areas. The wrong mix creates stress and conflict.

7 home spaces that make a house a home

Finding the right house that you can make into your dream home is about finding the right living spaces. Here are 7 to spark the dream…

Green Homes and Living Green

A green home is a type of house designed to be environmentally friendly and sustainable, while also focusing on the efficient use of energy, water, and building materials. A green home uses less energy, water and natural resources, creates less waste and is healthier for the occupants.

Is it worth buying a new built home?

The new construction home creates more than value for the home buyer. It goes beyond status. It creates a bond that a used house can never give.

How to make your house a home?

Making a house a home is equal parts personalization and actually using and enjoying your new space. Mix and match these 15 ways to make your new house feel more like home in no time.

Sacramento can be a hard place to grow a garden

What types of plants grow in Sacramento?

Every type of plant thrives in a different environment. While one region may be ideal for some plants, it will spell certain death for others. So before you plant this fall, you need to know what can be planted in your region.

What is the best way to sell a house?

Is it RETAIL sale to a home buyer? – Top Dollar from retail home buyer

Is it WHOLESALE to a real estate investor? – “as is” fast cash investor

How real estate is valued?

How real estate is valued is determined by these four essentials of real estate value. The four basics of real estate value are utility, scarcity, demand, and transferability. 

The key determiner of a home value is comparable house sales. The more exact match of the comparable properties to the subject property will yield the best home value assessment.  

We Buy Houses in Sacramento and California

We buy houses in Sacramento by local real estate investors. Selling to a real estate investor can be the best way to get a fair market value without service fees and you choose the closing date. The specialist cash home buyer, the vast majority of the time buy properties in as-is condition. 

What is real estate property marketing?

When it comes time to sell a home the 3-step process to get full retail value is real estate property marketing.

1. The professional real estate marketer creates the value features of the house and creates a seller persona that desires those features in a home.
2. They then create a marketing message to show and explain the homes’ benefits and features.
3. The final marketing step is finding the best methods to reach the ready, willing and able buyers of this specific property.

How to Set a List Price for Your Home

The listing house formula developed by Coffee Real Estate to correctly set the home’s selling price is the best way to calculate the price. 

Price is the single most important factor for many buyers to consider first. If the property is overpriced, it will lock out possible buyers. 

Cash offer to buy house info

A cash offer to buy a house is there is no lender approval for the funds to purchase the property.

Real estate investors who want to make a no fee, no commissions, “as is” condition, fast sale offer make cash offers. 

Is now the best time to sell my home in Sacramento?

The complicated nature of real estate makes the “when to sell” decision a mix of pros and cons that impact the individual’s situation. The data of the real estate market is changing daily. Your situation can change at any time. 

Why sell your home for cash?

Sell your house for cash when all the benefits for selling the property in any condition, no cleaning or showing the property and closing as soon as possible is the best deal for you. Make the home sale that is best for your situation.

home selling tips every seller should know

What 8 home selling tips are the most important for sellers to know?

How to sell your house fast?

How to sell your house fast is selling your property to the correct buyer.

What are the 4 signs of a correct buyer?

How to Prepare Your Home to Sell?

The most important point is to consider your home as a product to be sold. Just like any product on the shelves at your local store it has features and benefits, the pluses & minuses of the home. 

6 tips sell Sacramento house

The modern-day home search almost always starts online and first impressions are very important. Make sure your real estate agent uses a professional photographer or company specializing in real estate photography to show your home in the best light.

3 most important skills to sell your home

Three essential skills a listing real estate agent must have to sell your house are Pricing, Marketing and Transaction skills. If any one of these skills are missing you will not maximize your selling price or the transaction will fail to close.

5 Benefits of Selling a Home as is

1. You Keep All the Money from the Sale
2. It is Less Stressful for Sellers
3. The is Fewer Sales to Close Issues
4. Best option for selling your house fast
5. Control: Sell Your Home on Your Terms

How to sell money pit property?

Here are the best 4 ways to sell your money pit property.

1. The first choice is try to sell to a retail home buyer
2. Selling to an “as is” cash buyer
3. The local house flipper that buys ugly homes
4. The other “as is” cash buyer is a real estate investor.

Tips for Selling a Fixer Upper House

Selling a Fixer-Upper house is a challenge, but certainly not impossible. What helps when you’re selling a house that’s perhaps less-than-perfect is to research and understand who will buy an as-is property.

How to Sell a Home Fast and for More Money?

How to sell a home fast and for more money is accomplished by these two important elements that will give the insights needed to sell a home quicker and for more money. Number one is not to use an average realtor to sell a home. And number two is use a real estate company that will professionally market a property.

Selling Real Estate Strategic Plan

A real estate roadmap is a simple plan to achieve the best deal for the seller. The key words are a  simple plan. The plan is straightforward, but the benefits for the seller are amazing. 

This real estate strategic plan, or roadmap will work in other cities. Just identify the local issues, features and benefits to the property and create the real estate roadmap.

How to choose a real estate agent when selling your Sacramento property.

Recognizing the value of the three most important aspects of selling a house will give a guide line to finding the best real estate agent. Then find the suitable real estate agent who can deliver these services to maximize your real estate value. Pricing, Marketing and The Real Estate Transaction are the three central skills a listing real estate agent must have.

Buying a Home Starts with You!

The home buying process is a way to go from wanting to own a house to actually buying a home.

Each step along the way will get you closer to your goal of home ownership.

Home Buyer’s Guide

The home buying process is a way to go from wanting to own a house to actually buying a home.

Each step along the way will get you closer to your goal of home ownership.

First time home buyers insights and tips to succeed

Everyone’s dream home is different. All the preparation of finding the right neighborhood, knowing the correct price range and having a clear picture of the house wanted now come together in finding the right home. Check out these quick tips and insights….

Home Buyer’s Financial Guide

The financial issues with buying a home are the reasons why most people succeed or fail. As a former mortgage broker I’ve seen many clients deal with the home buying financial issues properly and are now home owners. The frustration many times was that they did not understand the financial issues to buy a home. I was driven to create this Home Buyer’s Financial Guide.

How to begin looking for a home?

Step one in the process is to meet with a real estate professional: We will learn the type of home you’re looking for, including style, price, and location. Coffee Real Estate Buyer services are FREE to the buyer. As the home buyer, your agent’s commission is paid by the seller of the home in almost all circumstances. This means your representation costs you nothing!

Veterans home buyer for Sacramento CA houses

What are the benefits of being a veteran when looking to buy a home?

The main benefit to a veteran looking to buy a home ion Sacramento CA is the VA home loan. Also the veteran’s administration could have other programs that help a Vet in the home buying process. 

How important are home inspections to a home buyer?

The home inspectors should perform a comprehensive examination of the important structures of the building. It typically involves the assessment of all major systems in the house including HVAC system, electrical panel and plumbing issues. An inspection expert can also check appliance items included in home selling or safety hazards.

Should I buy or rent a home in Sacramento California?

The answer to buying or renting a home in Sacramento California has two key issues. The life style and financial issues are the important factors to buy a home or keep renting. 

Active adult community – Senior Housing

An Active Adult Community is housing with age-restrictions for adults 55+, 62+ or senior living. It can focus on activities or services to meet special needs of seniors. An Active Adult Community can have unique goals and focuses to meet the housing needs of a group of older adults.

Find a Active Adult Community to live

Sell a Senior property in an active adult community

What makes for a good horse property?

A good horse ranch meets the goals of the owners. Horse property is about the health, well-being and training of the horse.

The basic features of a horse ranch are barn, pasture, paddock, training area, fencing, feed and hay storage areas and of course a home for people to live in. All of these facets can be highly specialized or very basic just depending on the desires and budget of the property owner.

Buying a California Horse Property Checklist

Horse property is as much about a life style as it is about a place to live. There are many things to consider when buying a property for you and your horses.

In many ways this checklist of horse property and facilities is a great a starting place to find your horse ranch in northern California.

3 quality features of a horse ranch

1. Ponds on Horse Properties adds value and beautiful but may have some risk
2. Wash Racks are a part of a great foothill horse property
3. Hitching Posts ad Style, Safety and Convenience

Sacramento residential real estate investment properties basics

Residential real estate is where people live. The building can be single-family homes, condos, duplex, triplex and multi-family residential property. There are two ways to do residential real estate as an investment. Frist is to rent all or part to families, individuals or a cohabited situation. Second is when an investor buys a residential property and does not rent it but repairs or updates the property and resells the property.

Know the pros and cons of owning a rental property

The main goal of people purchasing rental property is to have cash flow and build wealth over the long term. Diversification of asset risk is another factor to purchasing investment real estate. Investors use rental property as a strategy for diversifying their portfolios.

Build wealth and diversify your portfolio with Real Estate

Investing in real estate can be a great way to build wealth for several reasons. Firstly, real estate tends to appreciate in value over time, which means that the value of investment property will increase and can be sold for a higher price in the future. This can result in a significant return on investment (ROI) for the investor.

What are the best reasons to be a cash property investor?

The best reason to buy a property for cash as an investor is the significant advantages it provides in terms of speed, negotiation power, and financial freedom. Purchasing a property outright with cash allows for a seamless and expedited transaction, enabling investors to close deals quickly and with certainty. This speed can be especially advantageous in competitive markets where multiple buyers are vying for the same property.

5 Costly Mistakes Every Real Estate Investor Should Avoid

When investing in real estate, it is important to discuss your situation with a tax advisor who is knowledgeable in real estate matters.  The real estate sections of the Tax Code are some of the most complex. In addition, the tax treatment of real estate can vary dramatically based on whether the property is income property (rented out); investment property (held long term); inventory property (bought or built to sell); the intentions and actions of the investor; whether the property will be used as a residence, vacation home, or a myriad of other factors.  

What are Real Estate Investment options in Sacramento?

In summary, a successful real estate investment strategy would involve a thorough analysis of the market conditions, a careful evaluation of different properties and financing options, proper property management, and a long-term approach to investing, with a diversified portfolio.

Faith based real estate investing for profit and faith

Faith based real estate investing is a form of socially responsible investing (SRI) with a major difference. Socially responsible investing is defined as an investing strategy that aims to generate both social change and financial returns for an investor. Faith based investing has both of these elements but adds compassion and integrity when dealing with the property seller.

What is an Absentee Owner?

An absentee owner, also known as a non-resident owner, refers to someone who owns property but does not reside or live in close proximity to that property. It typically implies that the owner does not personally occupy or actively manage the property on a day-to-day basis.

What are Problem tenants?

Problem tenants are individuals who cause various issues and challenges for landlords….

How can a landlord deal with a problem tenant issue?

Dealing with problem tenants can be time-consuming, stressful, and financially burdensome. It’s crucial for landlords to carefully screen potential tenants, conduct thorough background checks, and maintain open lines of communication…..

What are Code violations in real estate?

Code violations in real estate refer to violations of local, state, or national building codes, zoning regulations or other regulations related to the construction, maintenance, and use of properties. These codes are put in place to ensure the safety, health, and livability of buildings and communities.

Can you sell a house with code violations?

Alternatively, some sellers choose to sell the property “as-is,” meaning they are selling it without making any repairs or corrections. Selling “as-is” to a cash investor buyer is the quickest and easiest way to sell a code violation property.

Mastering Creative Financing: A Helpful Guide for Real Estate Funding

Real estate creative financing encompasses innovative methods used by investors to fund property purchases beyond traditional bank loans. Techniques like seller financing, joint ventures, private money lenders, and subject-to provide greater flexibility, faster approvals, and access to a wider buyer and investor base.

What is seller financing?

Seller financing, also known as owner financing or seller carry-back, is a real estate financing option where the home seller acts as the lender for the buyer. Instead of the buyer obtaining a mortgage from a traditional bank or financial institution, the seller extends credit to the buyer to facilitate the sale of the property.

What is Subject-to creative financing technique?

A subject-to real estate transaction is a unique arrangement where a buyer purchases a property while agreeing to take over the seller’s existing mortgage. The buyer assumes responsibility for making the mortgage payments and essentially steps into the seller’s shoes in terms of loan obligations.

What is hard money in real estate?

The term “hard money” reflects the fact that these loans are secured by the value of the property itself, making them less dependent on the borrower’s creditworthiness and more on the property’s potential value. Real estate hard money loans are short-term, collateral-based loans provided by private lenders. They’re ideal for quick property purchases, renovations, and investments.

What are Private Money Lenders?

Private money lenders are individuals or non-institutional entities that provide loans to borrowers, often for real estate investments. Unlike traditional banks, private money lenders offer more flexible terms and quicker approval processes.

The Comprehensive Guide to Real Estate Installment Sales

An installment sale is a type of financial arrangement where the seller allows the buyer to make payments for the purchased property over an extended period rather than paying the full purchase price upfront. Essentially, the seller finances the sale, and the buyer pays the purchase price, along with interest, in agreed-upon installments over time.

What is a Christian joint Venture in real estate?

A Christian joint venture in real estate refers to a collaborative partnership between individuals or organizations within the Christian community for the purpose of investing in, developing, managing, or operating real estate properties.

Unlocking Real Estate Potential: The Power of Lease Options Explained

A lease option is a real estate arrangement where a potential buyer leases a property with the option to purchase it within a specified time frame at a predetermined price. It combines renting and ownership, offering flexibility and the chance to test-drive a property before committing fully. The lease option could be more of an owner’s prospective of this creative real estate option.

Northern California Communities

Northern California Communities are the best place to live and work. There are major cities like San Francisco and small towns like the city of Auburn in the sierra foothills. California’s state capital Sacramento is in Northern California. Lake Tahoe, the gold country even the spot where gold was found in California is in the area, the Sacramento River and many other natural wonders all make Northern California a special place to live.

Placer County real estate

The Placer County housing market

Placer County is made of small to mid-size cities and homes set in the sierra foothills enjoying country living. Placer County joins Sacramento region with the city of Roseville and then moves up the foothills all the way to Lake Tahoe. Highway 80 is the main artery of Placer County.

Auburn real estate, homes, investment properties

Why is Auburn a great place to make a home?

Auburn is a pleasantly mix rural and city community. Set in the hills and trees of California’s gold county, it is historically rich and makes for some of the best country living that the Sierra foothills has to offer.

Sell Your House Fast In Auburn CA

Sell your house the easy way in Auburn in Placer county. Sell your house fast no matter the condition of your home; no matter the situation or timeframe you’re up against; you deserve a fair and honest experience when selling your home.

Elk Grove real estate, house, rentals and most of all homes

Elk Grove’s established neighborhoods make for the best real estate market in the region. Well-known communities are great for neighborhood play parks, local businesses and an accepting community. Also, the city has seen new housing developments in the southern and eastern parts of Elk Grove.

Come see for yourself. There are lots of reasons to make Elk Grove your new home.

Have Elk Grove property or house to sell? We can get you a fair price “as is” cash offer within a week or we can sell it for a top dollar to a home buyer.

Citrus Heights real estate, homes, investment properties

Citrus Heights is a great place to make a home. The pull of the community of Citrus Heights attracts first-time home buyers, move-up buyers, and investors. The affordability of a single family home creates special neighborhoods.

Citrus Heights is a great family community along with a notable real estate investment.

East Sacramento real estate, homes, investment properties

The Fabulous Forties are among the largest lots and houses in East Sacramento. These homes are considered architecturally outstanding in style. The Fab 40s homes range from mid- size to large houses. Some of these properties command over a million dollars.

East Sacramento is a great family community with a prominent homes.

Carmichael real estate, homes, investment properties

Carmichael is well-known for its open wide spaces, scenic landscapes and local parks. Carmichael neighborhoods frequently consist of single-family detached homes on big grassy lots with established trees and shrubs. Ranch style homes are prevalent, but there are many other home styles. 

Carmichael is a great family community and is an affordable housing area.

North Highland real estate, homes, investment properties

North Highland is a great place to make a home. North Highland attracts first-time home buyers, move-up buyers, and investors. The affordability of a single family home creates special neighborhoods.

North Highland is a great family community which also having affordable housing.

Arden-Arcade in Sacramento County CA real estate, homes, investment properties

Arden-Arcade is like Sacramento in microcosm. Arden-Arcade has a rich history including John Sutter. It has a range of real estate that is unmatched.

Arden-Arcade is a great family community which also having affordable housing.

Grass Valley in Nevada County CA real estate, homes, investment properties

Grass Valley is a wonderfully rural community. Set in the hills and trees to the north of Sacramento, it is historically rich and makes for some of the best country living that the Sierra foothills has to offer.

Granite Bay in Placer County California real estate, homes, investment properties

Granite Bay is a very good place for families to contemplate setting up home. It has the combination of good schools and low crime.  Granite Bay has a high rate of home ownership in predominantly single-family properties.

The Impact of Hoarding on the Property Value

There are two main impacts of hoarding on the property value.

1. The first consequence is damage to the house.
2. The second impact of hoarding on the property value is it will limit the pool of buyers.

Sell My Sacramento Hoarder House Fast In Any Condition

At Coffee Real Estate we have investment cash “as is” buyers who are the best hoarding home buyers. we believe the house selling process should be faster, easier, and hassle-free fort he home sellers. If you’re serious about selling your clutter-hoarding property, we are ready to make you a fair all-cash offer. 

Living with hoarding in your home and family

Ultimately, addressing a hoarder home requires patience, compassion, and understanding. It is essential to prioritize the health and safety of everyone involved, including the hoarder, family members, and professionals working on the project. If you’re serious about selling your clutter-hoarding property, we are ready to make you a fair all-cash offer. 

Insights from a real life inherited a hoarding house experience

This article is written from the heart. It is real and very open. It is an emotional read. There is a lot of practical advice. And a key insight is that you are not alone dealing with these issues.

Hoarding, clutter and properties with poor maintenance are being inherited with a host of problems and emotions. People are inheriting stress, emotional triggers, and little real value after loans and debts the estate owes. Add the cost and time to clean up the property the real value is even lower. 

What is a distressed property?

Distressed properties are classified into two major ways. The first type is a financially distressed property. Financially distressed properties are when the owner cannot make payments and the property is in pre-foreclosure, foreclosure or being repossessed. 

The second type of distressed home is physical distress. The house could just have been neglected for a long time creating a significant deferred maintenance.

What is a Short Sale?

A short sale occurs when a homeowner sells their property for an amount less than the outstanding mortgage balance. The lender agrees to accept the proceeds from the sale as full settlement of the debt, and the homeowner avoids the foreclosure process. Short sales are typically pursued when the property’s value has dropped, and the homeowner is unable to keep up with mortgage payments.

What is a Notice of Default?

A Notice of Default also known as NOD is a formal legal document issued by a lender, typically a mortgage company or a financial institution, to a borrower who has fallen behind on their loan payments. It serves as an official notification that the borrower is in default of their loan agreement, indicating that they have failed to meet the required payment obligations within a specific timeframe.

How to avoid home foreclosure in California?

Home foreclosure is a serious issue that can have a significant impact on the homeowner’s in California. The financial well-being, as well as their credit score will be greatly impacted by a foreclosure. However, there are steps that homeowners can take to avoid foreclosure.

Foreclosure resources to helps and give insights to homeowners

Non-profit organizations, government agencies, commercial enterprises and writers can be valuable resources for homeowners and individuals facing a Notice of Default (NOD) or foreclosure, as they often provide counseling, assistance programs, and educational resources.

Nevada’s Counties

The list of Nevada’s counties are Carson City, Churchill County, Clark County, Douglas County, Elko County, Esmeralda County, Eureka County, Humboldt County, Lander County, Lincoln County, Lyon County, Mineral County, Nye County, Pershing County, Storey County, Washoe County, White Pine County.

What are the key issues with Nevada real estate?

It’s important to note that while volatility has been a historical trend in Nevada’s real estate market, conditions can change over time. Factors such as government policies, economic diversification efforts, and shifts in market demand can influence the stability and performance of the real estate market in the state.

Reno Real Estate a Great Place to Make a Home

Reno offers a balanced lifestyle with opportunities for outdoor adventure, career growth, cultural experiences, education, and access to neighboring states, making it an appealing place to live.

Is Sparks, Nevada a good place to buy a home?

Sparks, Nevada, has much to offer in terms of affordability, outdoor recreation, and a growing job market. However, it is essential to evaluate your individual needs and preferences to determine whether it aligns with your ideal living environment.

Condominium ownership pros and cons know before you buy

What are the pros and cons of Condominium ownership?

The cons of condo ownership are in 3 major categories.  The Condo’s finances, its HOA and any legal problems should be the focus of the buyer’s investigation of the property.

The pros of the condominium will create the desire to own the property. The condo’s amenities, facilities, maintenance issues, upkeep, and affordability all craft a strong value for owning a condo.

3 critical property issues CC&Rs, HOA, and Mello-Roos

1. Mello-Roos was signed into law in 1982 as a way to gain funding for new communities after Proposition 13 inhibited the raising of property taxes in California.  
2. CC&R stands for Covenants, Conditions, and Restrictions. And they can have a big impact on Sacramento real estate. CC&R’s create rules for a housing community.  
3. A homeowners association (HOA) is an association of the property owners in a single family home subdivision, planned community, or condominium. The HOA makes and enforces rules for the properties within its control. 

Homes with a Well

Water is one of the most important things to life. Drinking bad water is dangerous. Not having enough water can be very frustrating. We help buyers understand the issues of GPM and quality water reports.

How to Pay Off Your Mortgage Early: Strategies for Financial Freedom

With careful planning and smart financial strategies, you can pay off your mortgage early and achieve financial freedom. In this guide, we’ll explore various methods and tips on how to pay off your mortgage faster, allowing you to enjoy life without the weight of monthly mortgage payments.

A BPO is used to find the market value of a property.

The Broker Price Opinion or BPO is a professional opinion of price of the subject property. The BPO states the market value of the house. How importance is that information?

How to handle real estate in a divorce?

Who keeps the house and at what value is a major concern.

What are the real estate issues when selling the house in a divorce?

How to choose a real estate agent to sell the property in a divorce?

What is the benefit of selling a property to a cash buyer in a divorce?

How mediation work in real estate?

Mediation in real estate refers to the process of resolving disputes or conflicts between parties involved in a real estate transaction with the assistance of a neutral third party, known as a mediator.

7 insights on how to sell your home in Sacramento

1.  Properly price the home

2. Take great pictures

3.  Write a great property description

4.  Make a marketing plan for your home

Real estate commissions are they worth paying?

In California there is no standard or mandated real estate commission rate. All real estate commission rates are negotiated. The current standard or customary real estate commission to sell a property is between 5 to 6 percent. All real estate commissions are negotiable, but not every realtor will negotiate.

Enhanced real estate terms

Real estate terms are based in the legal world and therefore need redefining to everyday language. Here is our best attempt to make them clear.

How does quality of life improve real estate values?

The highest value per foot in the single house residential real estate market is a home. A retail home buyer will pay an average of 3.5% to 16% more for a property than a renter house buyer. The quality of life a home buyer desires is the main value feature to pay more for the property…

Understanding the Sacramento real estate escrow process

The key parts of real estate escrow are done by a neutral third party.  They are agents for the buyer and the seller.  The escrow officer assumes the responsibility of handling all the paperwork and disbursement of funds to close out a real estate transaction.

Fair Housing and Equal Opportunity

To create equal housing opportunities for all persons living in America by administering laws that prohibit discrimination in housing on the basis of race, color, religion, sex, national origin, disability, and familial status.

Reviews Testimonials and Past Sales

Reviews and testimonials are a powerful encouragement to me. Thanks to all the Sacramento area home sellers and buyers for the kind words.

Sacramento homes sales need a lot of due diligent work by the agent to go smoothly.  That job is no fun but must be done correctly. That is why I work very hard to be a professional real estate broker and investor. I will give it my all to do what is best for my clients. A job well done for my clients is what motivates me. Thanks to all my home buyers, home seller, real estate investor.